Falling base rates fail to sway mortgage costs

Author: By Sean O’Grady

For example, the rate charged on a 5-year fixed rate mortgage with a 75 per
cent loan-to-value ratio was 5.84 per cent this time last year; it is now
5.68 per cent.

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Mortgage rates fall back but 100 per cent deals are dead

Author: By James Daley

However, it is now only home owners who have a minimum 25 per cent of equity in their properties, who qualify for the best rates, with many first-time buyers having to pay much higher rates than they would have last year.

Read more on Mortgage rates fall back but 100 per cent deals are dead…

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